ModelRefs / Counterfactual Explanation — AI Glossary

Counterfactual Explanation — AI Glossary

An explanation of a model's decision stating what minimal change to the input would change the model's output.

Overview

Counterfactual explanations (Wachter et al. 2017) answer: 'What would need to change for this loan to be approved?' They are actionable, user-understandable, and privacy-preserving (reference no training data). Required by GDPR Article 22 for automated decisions. Generated by optimization: find nearest input with different prediction.

Reference details

Topicsafety
Also known ascounterfactual, what-if explanation
Last reviewed2026-06-24

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Frequently asked questions

What is Counterfactual Explanation?

An explanation of a model's decision stating what minimal change to the input would change the model's output.

Is Counterfactual Explanation the same as counterfactual?

Yes — counterfactual, what-if explanation are common aliases for Counterfactual Explanation.

What concepts are related to Counterfactual Explanation?

Closely related concepts include xai, lime, shap.